Keeping Quotes Chimp in mind, let's look at the insurance contract. When you buy an insurance policy, you promise to pay the insurance company a specific amount of money within a specific period of time. In return, your insurance company agrees to pay benefits upon the occurrence of a specified event or events. Ben�efits are the payments by the insurance company (to you or others) as required under the insurance policy. In life insurance, the "event" is the death of the named insured. In an auto insurance policy, the event might be an auto accident in which the insured is injured. In health insurance, it is receiving medical care covered by the policy. As long as you pay your premiums, the court will enforce the insurance company's obligation to pay you benefits.
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